Alternative Credit Scoring: Surprising Insights from Behavioral Data - CloudBankin – A digital loan software by Habile Technologies

Interesting facts in Alternative Credit Scoring :

After a detailed research in Africa by one of the Fintechs, they figured out the following facts from the behavioral data:

4% increase in repayment rate among people who contact their family frequently
6% increase in repayment among customers who have consistent travel patterns.
– People who communicate with at least 58 or more different contacts on an everyday basis were proven to be good borrowers.

#fintechsolutions #alternatedata #lendingsolutions #lendtech #manispeaksmoney

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