Poornima T M, Author at CloudBankin – A digital loan software by Habile Technologies
5 Use Cases to drive ROI through BNPL as a Lender

5 Use Cases to drive ROI through
BNPL as a Lender

The pandemic-induced economy has expanded the credit market in India with 64 million credit cards issued in the past year. But the credit penetration rate remains at 5% of the country’s population which has resulted in multifold growth of BNPL...

Why is Bank Statement Analysis important in LOS

Why is Bank Statement Analysis important in LOS

Bank Statement Analysis – A Complete Insight The first thing we hear as soon as we request a loan from any financial institution is a Bank Statement. Be it a business or an individual, Bank statement analysis gives lenders a...

Loan Management Solution Software

How To Choose A Successful Loan Origination System–Top Factors To Keep In Mind

Without a doubt, there has been a paradigm shift in the way consumers expect the lending industry to work. Your customers expect instant approvals on loans, so the use of old-fashioned Loan Origination Process flow is bound to lead to bad outcomes...

5 Key Principles of Digital Lending for Banks and NBFCs

Brief History of Digital Lending: India has become the home to digital lending startups that have pumped up credit in the consumer market due to urbanization and formal employment. As reported by Inc42 in 2020, there are 5.6 million credit...

Gold Loans – the Whats, Hows and Whys

Gold Loans – the Whats, Hows and Whys

Shiny, pure and incredibly valuable, gold is the metal that’s capable of transcending cultures, languages and businesses. Although the occurrence of this precious element can date back many millennia, gold has featured as a form of currency only since 550...

Top 15 NBFCs in India

Top 15 NBFCs in India

Numerous banks offer some great financial products in India. But if you’re looking for swiftness, variety and efficiency, who do you turn to? NBFCs (Non-Banking Financial Companies) are save-the-day institutions that provide a plethora of financial products like loans, credit...


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